Why you want to make your life difficult?
According to your family size you have nice income in which you can easily bear there all expenses.
But if you thought to get a house worth 800-850k, it is not good.
Because according to survey a person can easily afford mortgage 2 to 2.5 times of his gross salary.
Some main things:
1: Before taking on such a huge debt, take some time and think or talk to your family.
2: Look at your personal situation, and think about your lifestyle, not just now, but for future.
3: That dream home may be everything you've wanted at a great price now, but is it worth overextending yourself and your family?
4: Will you be mortgaging not only your house, but your entire lives as well?
5: A lender helps you literally buy a home. But the real person who should decide if you can actually afford it is you.
Thanks for reading, but before you go, don’t forget to give this post an up-vote if you found it useful :)
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